Colorado



CFPB - IMPACTS YOUR BUSINESS

Class participants will learn about the Consumer Financial Protection Bureau and recent law implementation that impact the real estate industry.

3 CE Credits, General Real Estate


COLORADO'S REAL ESTATE BUBBLE TROUBLE

This class is designed to help you understand Colorado's Real Estate and Lending Climate by looking at statistics and trends effecting the industry. We will review how lending is adapting and what is next for Colorado.

2 CE Credits, General Real Estate


CONVENTIONAL FINANCING

Upon completion of this class the real estate practitioner will have a greater comprehension of traditional home loan finance, terms used, impact of credit and necessary documents required of a borrower.

3 CE Credits, General Real Estate


CYBERSECURITY FOR REAL ESTATE PROFESSIONALS

This course will give participants an understanding of issues and concerns that effect the real estate industry with regards to cybersecurity. This class will have a primary focus on the overall concerns effecting the real estate industry, a complete understanding State and Federal legal requirements regarding wire fraud, proper documentation disposal and client data protection.

3 CE Credits, General Real Estate


FHA FUNDAMENTALS

To review all recent changes in FHA guidelines and a refresher of relevant loan information specializing in FHA lending.

3 CE Credits, General Real Estate


HOW CREDIT AFFECTS REAL ESTATE EXECUTION

Participants will gain an understanding of current industry trends that influence the lending decision process and learn what mortgage lenders look for and how to correct errors on credit reports.

3 CE Credits, General Real Estate


IMPACT OF CREDIT ON A REAL ESTATE TRANSACTION

To give participants an understanding of what mortgage lenders look for on a credit report, how to correct errors on reports, and how different factors have different effects on the ability to obtain a mortgage.

3 CE Credits, General Real Estate


LOAN 101-THE BUILDING BLOCKS OF A LOAN

This course offers an introduction to loan basics that will give a better understanding of how the major components of a loan (credit, income, assets and collateral) affect the ability of a borrower to qualify for a loan and how much of a loan they qualify for. Upon completion of this course, the real estate practitioner will have a better understanding of how a home loan is structured for pre-qualification and ultimately loan approval.

2 CE Credits, General Real Estate


MORTGAGE FRAUD: CURRENT TRENDS AND ISSUES

Class participants will be educated on mortgage fraud as a whole and understand how to recognize & work with their partners to prevent it. They will gain understanding of the risk factors of fraud, the consequences, and the impact that fraud could cause on the industry.

1 CE Credits, General Real Estate


MORTGAGE FUNDAMENTALS: STRAIGHT TALK FROM A MORTGAGE PRO

Upon completion of this class, the real estate practitioner will have a greater understanding of the mortgage process, qualifying/documentation requirements, loan programs, and current mortgage industry trends.

3 CE Credits, General Real Estate


REALTOR SAFETY

The class participants will learn Safety & Self Defense tactics for protecting themselves, their clients and their families in the current public environment in relation to Real Estate Activities in Colorado. (Instructed by Law Enforcement)

2 CE Credits, General Real Estate


REVERSE MORTGAGE BASICS

To give participants a basic understanding of how the HECM program works, who qualifies, some of the processes and guidelines and how this program may benefit their clients.

2 CE Credits, General Real Estate


REVERSE MORTGAGES IN REAL ESTATE

Upon completion of this course, the licensee shall better understand the reverse mortgage loan program and how it applies to real estate sales.The licensee will be better able to assist senior citizen clients who may benefit from a reverse mortgage. The licensee will understand federal and state regulations and practical considerations dealing with the reverse mortgage purchase program.

3 CE Credits, General Real Estate


REVERSE MORTGAGES, FEATURES AND LEGAL ISSUES

Upon completion of this course, the licensee shall better understand the features and legal issues of a reverse mortgage loan program and how it is a benefit to their clients. The licensee will be better able to inform senior clients who may benefit from a reverse mortgage. The licensee will understand federal and state regulations and practical considerations dealing with the reverse mortgage purchase program.

3 CE Credits, General Real Estate


UNDERSTANDING CREDIT AND ITS EFFECT ON REAL ESTATE TRANSACTIONS

Course participants gain a basic understanding of the elements of a credit report, the importance of a credit score and the effects of the report on a real estate transaction.

3 CE Credits, General Real Estate


UNDERSTANDING TODAY'S MORTGAGE LOAN PROCESS

Upon completion of this class, the real estate practitioner will be able to identify different types of loans, as well as the many provisions that apply to these loans, including pre-qualifying for the borrower.

3 CE Credits, General Real Estate


USING THE VA LOAN-COLORADO

Class participants will understand the VA Loan in depth, including who qualifies, how it can be used and the legal requirements.

3 CE Credits, General Real Estate



Continuing Education credits offered through the following, unless otherwise noted:


In Arizona:
NOVA® School Of Real Estate
ADRE License # S11-0006

In California, Colorado, Texas, Nevada:
NOVA® Home Loans
education@novahomeloans.com